Best Online Baccarat Sites & Complete Guide

On this page you will find the best online baccarat casinos. Learn how to play baccarat, master the bet types and strategies to improve your winning chances.

Updated for December, 2022

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online baccarat


What is Online Baccarat


Baccarat is an exciting game that’s been around since the 1400s. Since it originated in Italy, it’s spread worldwide and become a classic entertainment option at nearly every casino. You’ve likely hit the baccarat table at least once if you’re a gaming fanatic. These days, you can play baccarat online from the comfort of your own home. Thousands of online casinos offer baccarat, including multiple versions. If you’re new to it, don’t worry. We’ve got the inside scoop on this game and will tell you everything you need to know.



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Your Ultimate Guide to Online Baccarat

We’ve prepared a detailed guide including the basics, strategies and tips for playing the game. Here you will find everything you need to know before playing real money baccarat. Follow the links below to read more about each of the topics.



How to Play Online Baccarat


You may think baccarat is confusing at first. However, it’s a simple game that won’t be difficult for you to learn. Below, we’ll discuss the steps you’ll need to follow to enjoy this exciting casino title. Follow this process, and you’ll be a baccarat pro in no time:


Step 1


Place Your Bet

Before the dealer can hand out cards, you need to place a bet. You can either wager that the banker or the player will win. How much you can bet will vary depending on the title. Once you finish, the game can proceed.

Step 2


Wait for the Dealer to Hand Out the Hands

Next, the dealer will hand out the cards. The player receives two, as does the banker. Typically, the dealer alternates, with you receiving one first until the hands are complete. You don’t need to do anything except wait for your cards during this step.

Step 3


Determine the Bet Total

At this point, you’ll need to see what the bet totals are. The goal is to have the closest sum to nine. Face cards and 10s are zero points, while all others have the number value stated on them. If either person has eight or nine, the game is over.

Step 4


Receive a Third Card

If neither you nor the banker has eight or nine, the game proceeds to this step. You receive an extra card if you have a total between zero and five. If your hand adds up to six or seven, it stands.

Step 5


See if the Banker Draws a Third Card

If you stand, the banker draws another card with totals of zero to five. They draw on totals of zero to three if your third card is a 10, nine, or face. In totals of zero to six if it’s an eight, zero to five if it’s a four or five. Zero to four if it’s a two or three.



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Online Baccarat Strategies


Now that you understand the basics of baccarat, let’s discuss some strategies that’ll help you win. In general, we suggest creating a budget that you stick to strictly. Enjoy the gameplay and when a losing streak occurs, quit while you’re ahead.


Always Betting on the Banker

One approach we recommend is always betting on the banker. This result occurs nearly 50% of the time, so wagering on it’s an excellent way to make yourself some money. Although this strategy helps alleviate the house edge, it doesn’t mean you shouldn’t consider betting on the player once in a while. It’s often a better choice when using methods that rely on small wins over long periods because of the 5% commission accompanying the banker wager.

Tie Bets Not Recommended

We don’t recommend making tie bets. It’s unlikely to happen and has a poor payout even when it does. Instead, place wagers on either player or banker. Even when a tie happens, you won’t lose your money this way.

Do not Chase Losses

You should also remember not to chase losses. Reacting emotionally when you lose money is never a good idea with baccarat. If you keep betting more to get your profit back, you can easily end up breaking the bank.


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Types of Online Baccarat


There are many different versions of online baccarat. Each one follows the basic rules we described earlier in this article. However, some variations make each type unique. Below, we’ve described the differences between Punto Banco, Mini Baccarat, European Baccarat, Chemin de Fer, Baccarat Banque, and Live Dealer Baccarat.



Punto Banco

Punto Banco is similar to classic baccarat. To start, you bet on the player or the bank to win. Alternatively, you can wager that it’ll be a tie.

Then, the dealer hands out two cards to the player and the bank. The hand closest to nine wins, and you get paid if your prediction was correct.

Mini Baccarat

Mini Baccarat follows the same rules as American versions of the game. However, it offers smaller table limits for players with lower bankrolls. The tables tend to be smaller, with only six sections.

You place bets on three circles: yellow for the bank, red for the player, or white for a tie.

European Baccarat

Unlike American versions, European Baccarat lets the player choose to stand or draw when their total is less than five. The banker can also choose if they want to request a third card. Otherwise, you follow the same rules we described at the beginning of the article.


Chemin de Fer

This title is the French version of baccarat. The dealer sets a stake, and players can make wagers until it’s matched or exceeded. The player with the highest stake plays for the group.

If your hand exceeds nine, the dealer pays everyone’s bets. If it’s lower, they collect the wagers instead.

Baccarat Banque

In this version of baccarat, the player receives two hands while the bank receives one. You have to pick between the two hands you’re given, and your choice then moves to the center of the table. You can’t place a wager on the dealer in Baccarat Banque. You can choose to “go bank,” which means you become the bank if you win.

Live Dealer Baccarat

This version creates a realistic casino experience by streaming to your device. You play with actual dealers and other players. It’s like enjoying this game at a physical casino without leaving the comfort of your home. You can interact through a chat box, which creates a social aspect that doesn’t exist in other online titles.



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Betting Options for Online Baccarat


There are three main betting options for baccarat games: player, banker, or tie. If you place a player wager, you predict that your hand will be closer to nine than the banker’s. It can happen by drawing eight or nine on your first two cards, standing with a high sum, or drawing a third card that pushes you over the banker’s hand.


However, you don’t need to have the highest hand to win the game. You can also place a banker bet. In this case, you win if the banker has a closer sum to nine. The third option is a tie bet, which means you win if the player hand and banker hand have the same sum.

Most baccarat titles will include these three basic bets, although some exclude the tie option. If you’re playing Chemin de Fer, it works a bit differently. You instead place competing bets against other players until the banker’s wager is matched or exceeded. The person with the highest bet then plays against the banker, but the outcome affects all players.



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How to Win at Online Baccarat


In addition to the strategies we mentioned earlier, a few other tricks can help you win at online baccarat. Successful gameplay isn’t just about luck, after all. We want you to have fun but also make a profit, which is why we’re revealing every tip we have up our sleeves:


Stick to Your Strategy

We find it’s best to pick a strategy before you start playing and stick to it. Even though it’s tempting to change tactics when you hit a losing streak, don’t.

Understand the Game

Before playing baccarat, make sure you know the rules. There are many baccarat variants out there, so we recommend sticking to the ones you’re most familiar with.

Practice Ahead of Time

If you’re new to baccarat, search for free demo versions of the game before trying your hand at playing for real money. This way, you can get the hang of how it works.

Play Short Sessions

Keep in mind that the longer you play a baccarat game, the more likely you are to lose money. Sticking to short game sessions can help you make a profit.

Pay Attention to Terms and Conditions

You should always know the terms at an online casino before you play any baccarat games. This step is crucial, especially if you plan to take advantage of any promotions.



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In Conclusion


Baccarat is both entertaining and promising. If you follow all our tips and tricks, you’re sure to make a profit at this casino table. You know the basics of placing a player or banker bets and how the game works. We’ve taught you all about the different versions: Punto Banco, Mini Baccarat, European Baccarat, Chemin de Fer, Baccarat Banque, and Live Dealer Baccarat. Now it’s your turn to take this knowledge into the online gaming world and bag yourself some cash playing this exciting casino game.



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What's online baccarat?

Online baccarat is a popular casino table game. You predict whether the player or banker will have a hand with a sum closer to nine. You can also wager on a tie, where both hands are equal. Each person receives two cards and can stand or draw a third, depending on the circumstances.

Is there any strategy for playing online baccarat?

There are many different strategies for playing online baccarat. We recommend sticking to banker wagers. This outcome occurs nearly 50% of the time, so it's an excellent way to make a profit. However, if you prefer small wins over long periods, this strategy may not be the best option.

Can I win real money while playing baccarat?

Yes, you can win real money playing baccarat. First, you need to sign up with an online casino. Then you can make a deposit and enjoy the game. However, we suggest practicing with demo versions before taking this step. It'll give you practice and ensure you understand the game before risking actual cash.

Where can I play online baccarat?

You can play baccarat at any online casino that offers this game. There are thousands of options, but not every site is safe. We recommend looking for a licensed casino that uses SSL (Secure Sockets Layer) encryption to protect your data. You should also pay attention to customer reviews, which reveal how the company treats its customers.

What are the most popular online baccarat games?

Popular versions of baccarat include Punto Banco and Mini Baccarat. New players love Punto Banco because it's simple and not too challenging to learn. Mini Baccarat is an excellent option for a limited bankroll because it offers more reasonable table limits.